Navigator VBP

Navigator VBP Plans

Navigator Value-Based Pricing (VBP) Plans use negotiated pricing to reduce the cost of benefits up to 40% when compared to traditional PPO networks.

Plans at a glance

VBP

Unlike traditional PPO health plans that limit hospital access, VBP allows patients the ability to select any hospital or facility they choose by connecting with a Care Advocate.

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VBP

VBP HDHP

VBP High-Deductible Health Plans (VBP HDHP) offer the same features as Navigator VBP Plans but with a lower premium equivalent and higher deductible.

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Compare VBP Plans

Costs and benefits vary by plan type.

In-Network	VBP	VBP HDHP
Deductible (Single / Family)	$1,000 / $3,000 $2,000 / $6,000 $3,000 / $6,000 $5,000 / $10,000	$3,000 / $6,000 $5,000 / $10,000
Out-of-Pocket Limit (Single / Family)	$8,700 / $17,400	$7,050 / $14,100
Primary Care Office Visit	$35 Copay (Per Visit)	20% Coinsurance ^*
Specialist Office Visit	$35 Copay (Per Visit)	20% Coinsurance ^*
Physician Services (Performed in a Facility)	20% Coinsurance ^*	20% Coinsurance ^*
Non-Preventive Prescription Services (Prescription Drugs, Pharmacy Retail – up to a 30-Day Supply)	Generic - $10 Copay Preferred Brand - $20 Copay	20% Coinsurance ^*
Specialty Drugs	50% Coinsurance	20% Coinsurance ^*
	View VBP Plans	View VBP HDHP Plans